|
🎧 Play the Audio
Getting your Trinity Audio player ready…
|
Here’s a little known fact.
In the Summer of 2019, I enrolled in an immersive Full Stack Web Developer school that I would attend remotely.
During the same period, I decided to leave South Carolina and move back to Alabama. Why then – after living in South Carolina almost one year following Retirement? Well, my time to have the my household goods moved at government expense would expire in August.
I knew the school started in September, so I decided moving in July or August was enough time to get the hard things done.
Credit Score Damaged
I thought that if I could store 80% of my household items and live somewhere with good internet and cheap rent for the 4-month enrollment, I would be in a great position to deposit 100% of my Base Allowance for Housing – awarded while enrolled in a VA education program during the – to paying down my credit card debt.
A little history of the accumulation of my credit card debt: between 2017 and 2019, I paid a retainer to 3 different attorneys to total $5,500. That money was all paid by using cash advances. From the period of September 2018 to June 2019, I was forced to pay a child support amount calculated from my active duty pay, because only a new court order could change the amount. For that period, I used cash advances and TSP withdrawals to supplement my income (terrible decisions by the way).
Plan to Repair Credit
I asked my parents could I live in my old room, pay whatever amount of rent they wanted, and complete my 4-month immersive coding school while looking for a home in Alabama.
They politely declined. I thought the plan was so solid that I totally didn’t see that no coming.
This morning, I happened to think about the what could’ve been.